Mortgages

Thousands of borrowers understand that using a Mortgage Attorney for their home financing needs was the smartest decision they could make. Mortgage Attorneys legally represent and are specially trained to guide and protect you throughout the mortgage process.

Unlike traditional lenders, the advice you receive from your Mortgage Attorney is not driven by commission but the requirements to act in your best interest, not theirs.

As a Mortgage Attorney affiliated with Attorney Mortgage Services, I use my knowledge of the mortgage industry and legal training to allow you to apply directly to the Secondary Mortgage Market (or wholesale market), bypassing the mortgage Retail Distribution Channels.

What this means is that you can now have the opportunity to apply for a mortgage loan directly from the wholesaler, bypassing the retail mortgage market. This type of mortgage transaction can save you thousands of dollars over the life of the loan, not to mention the up front money that is sometimes charged by mortgage brokers.

A Mortgage Attorney provides independent legal advice on what many consider the most important portion of a real estate transaction. This independent legal advice is not financially motivated. I simply charge a set fee, undetermined by the amount of the loan or interest rate. That means, you will receive unbiased legal advice on the best loan opportunity available to you with the lowest interest rates available on the wholesale market.

I will advise you on items ranging from loan terms, programs, rates, expenses, and the mortgage process itself. I will replace the normal Retail Distribution Channel (Mortgage Broker or Loan Officer) as the "bridge" or "conduit" between you, the borrower, and the Secondary Market or wholesale market. This allows you to skip the costs associated with the Retail Distribution Center (i.e. Banks or Brokers).

Bottom line - as a Mortgage Attorney, I can give you access to loans at wholesale loan rates, providing you the best rates available in the market. In addition, unlike many Mortgage Brokers, I do not change your loan rate in any way. I receive no recurring fees from your loan payment. Instead, you are assured the lowest possible loan rate available to fit your needs.